How Commission Advances Work

What is a commission advance?

A commission advance is a financial service that allows agents and brokers to sell a portion of their pending commission for a fee. In return, they receive funds before the closing of the deal. It's important to note that this is not a loan, but rather an opportunity to access an earned commission before the expected settlement date.

What happens if my transaction falls through?

The overwhelming majority of commission advances closed by Commission Accelerator have closed within the expected timeframe. If your advanced transaction were to fall apart, just let your account manager know. We can help move that advance to another transaction.

How much do commission advances cost?

There are a few factors that dictate the cost on an advance. Specifically, the amount advanced, and the timeline for the underlying transaction to close. If you would like a specific quote, call our Strategic Accounts Team at 530.877.5000.

What if there is a delay in closing, but we still plan to close?

Commission Accelerator provides a grace period on all advances to defray minor slips in escrow closing.

How much money can I get per advance?

Much like pricing, the total eligible advance amounts are subject to underwriting by our Northern California-based underwriters. If you would like a specific quote, call our Strategic Accounts Team at 530.877.5000.

Will a commission advance affect my credit report?

No. Because Commission Accelerator is not offering credit, rather we are buying future accounts receivable, there is no impact to your personal credit report. Our underwriting is based on the transaction details and an agent’s real estate transaction history, not personal credit reports.

Do you tell my client or the other agent about my advance?

No. The only people we communicate with are you, your Broker or Office Manager, and the Escrow Company.